Thinking Outside the Nine Dots

Thinking Outside the Nine Dots — CPR2℠: Exit COLI with All of Your Capital and No Taxation

For more than 40 years, we've been innovators in Corporate Owned Life Insurance. We've seen laws and tax rates change, leaving many companies with plans that are simply underperforming acceptable investment returns. In this episode, we discuss some of that history and how we help clients revitalize these old plans.

Thinking Outside the Nine Dots: Estate Planning

We approach estate planning differently. While there are many different instruments you can use, ultimately it is not all about the tax — it's about what matters to you. In this episode we take a look at how TGO helps clients create a unique estate plan that fits their goals for each stage of life.

Thinking Outside the Nine Dots: Premium Finance

Premium finance is a matter of using third party debt to pay for life insurance. When properly understood and crafted with care, this can be a powerful part of your financial strategy. Today we cut through some of the myths and assumptions that surround premium finance, and discuss how we do things differently.

Thinking Outside the Nine Dots: Life Insurance as an Asset Class

Life insurance is a financial instrument that I believe is significantly underutilized and understood only within certain limits that don't press the edges. I've been around the world of life insurance my entire life and have been actively involved for more than 45 years with using life insurance as a financial instrument.

Thinking Outside the Nine Dots: Unconventional Thinking

Think you see every angle? There may be more on the table. Seeing past perceived limitations is what we call "thinking outside the nine dots," and it's the focus of this season of our blog.

Thinking Outside the Nine Dots: WATER℠

With more than 60 years of experience in asset management and wealth retention, this is the most exciting program that I can imagine that we could ever find. WATER℠ — the Wealth Accumulation Trust Enhancing Returns℠ — is a breakthrough for us and for clients.